Fannie Mae’s latest forecast suggests we could see sub 6% mortgage rates by the end of 2026—a potential game changer for buyers, sellers, and the professionals who serve them. Meanwhile, homebuyers are increasingly hunting for fixer-uppers to stretch their dollars in a high-cost housing market. And on the legal front, a new antitrust lawsuit alleges the National Association of Realtors (NAR) has been unfairly burdening agents. This week’s stories show a real estate landscape in motion, filled with opportunity, disruption, and changing consumer behavior—all revolving around the potential of sub 6% rates.
Fannie Mae Eyes Sub 6% Mortgage Rates in 2026
Read the Full Story → Scotsman Guide
Fannie Mae now predicts that 30-year mortgage rates could dip below 6% by late 2026, an update from their earlier estimate of 6.4%. This shift reflects expectations of slowing inflation and softer economic growth.
They’ve also revised their existing-home sales forecast slightly downward, projecting 4.72 million units for 2025 and 5.16 million in 2026. Even as rates decline, affordability challenges and tight inventory will continue to play a role.
The agency expects GDP growth of 1.5% in 2025 and 2.1% in 2026, with inflation trending toward the Fed’s 2% goal. If realized, sub 6% rates could reignite demand and reshape buyer behavior in a big way.
Fixer-Uppers Gain Ground as Homebuyers Turn to Sweat Equity
Read the Full Story → Scotsman Guide
Listings labeled as “fixer-upper” are pulling in 52% more online views compared to similar homes without that tag. In today’s pricey market, buyers are turning to sweat equity as a path to homeownership.
The median list price for a fixer-upper in July 2025 was $200,000—less than half the national average. But there are risks: profit margins for flippers are down, and renovation costs remain high.
Still, inventory in this segment is up nearly 19% from 2021, suggesting opportunity for those who know how to navigate it. Lenders, agents, and buyers can all win if they play this niche right.
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NAR Has ‘Bled Realtors Dry,’ New Antitrust Suit Alleges
Read the Full Story → Real Estate News
A new lawsuit accuses the National Association of Realtors (NAR) and its affiliates of anti-competitive practices. The plaintiff, a Maryland broker, claims NAR forces agents to pay multiple dues and limits MLS access.
The suit seeks damages and reforms, arguing that these practices hinder competition, raise costs, and stifle business growth. The pressure is mounting on NAR, which is already under scrutiny for other industry practices.
If successful, the suit could lead to major structural changes in how MLS access is granted and how dues are assessed—potentially lowering costs for agents and brokers.
Loan Officer Perspective
If sub 6% mortgage rates are truly on the horizon, now’s the time to prep buyers who are sitting on the fence. Get your pre-approval pipelines ready and consider marketing strategies that anticipate renewed interest.
The fixer-upper trend is also a huge opportunity. Renovation loans, 203(k)s, and other creative financing options can help borrowers fund both the purchase and the updates—making LOs a key part of the value chain.
Finally, stay informed on regulatory issues. If the NAR suit results in cost shifts or MLS changes, it could impact how real estate partners operate—so collaborative LOs will stand out.
Real Estate Agent Perspective
Sub 6% rates would make a massive difference in buyer activity. Start prepping now: nurture leads, create targeted content, and have strategies in place for when buyers jump back in.
Fixer-uppers are a gold mine for creative agents. Know the renovation process, build contractor partnerships, and highlight potential—not just problems. You can unlock value for budget-conscious buyers.
The NAR lawsuit is worth watching. It could lead to reduced fees or simplified access across regions. That might mean leaner operations and broader market reach in the long run.
Home Buyer & Seller Perspective
For buyers: Sub 6% rates would improve your purchasing power, but you don’t have to wait. Exploring fixer-uppers now could save you big—just make sure you understand the risks and the renovation process.
For sellers: A home needing work might be more marketable than you think. Highlighting it as a fixer-upper could attract buyers looking for a deal—and willing to do the work.
Questions about rates, renovation loans, or what these changes mean for your plans? Talk to the loan officer or agent who shared this post with you. They’re ready to help you get started.
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